Compliance

Click the following Compliance Documents to download and use.

Policies and Procedures – Customizable Manuals

1. Anti-Money Laundering & Anti-Terrorist Financing Policies and Procedures Manual
2. Internal Privacy and Breach template
3. Complaint Handling Procedure

Code of Conduct

1. Qualified Financial Services Market Code of Conduct
2. Fair Treatment of Customers
3. Know Your Obligations

Mandatory Compliance Documents

1. Advisor Disclosure Form
2. Financial Needs Analysis (BMO)
3. Sample Reason Why Letter
4. LIRD - Life Insurance Replacement Declaration
5. Client Disclosure - Segregated Funds
6. Leveraged Loan Disclosure Form 1
7. Leveraged Loan Disclosure Form 2

Important Acts and Regulations

1. CASL - Canada’s Anti-Spam Legislation
2. PIPEDA - Personal Information Protection and Electronic Documents Act

Provincial Regulators

1. Ontario - Financial Services Regulatory Authority of Ontario (FSRA)
2. British Columbia - Insurance Council of British Columbia (ICBC)
3. Alberta - Alberta Insurance Council (AIC)
4. Manitoba - Insurance Council of Manitoba (ICM)
5. Saskatchewan - Insurance Councils of Saskatchewan (ICS)
6. New Brunswick - Financial and Consumer Services Commission of New Brunswick
7. Newfoundland and Labrador
8. Nova Scotia
9. Prince Edward Island
10. Québec - Autorité des marchés financiers